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Bridging & Commercial Finance

Bridging & Commercial Finance

Bridging Loans
Bridging loans are a means of lending money quickly over a short period of time. With the high street Banks tightening their lending policy’s Bridging loans have become a very popular solution for borrowers who have not been able to obtain funds from high street lenders or other traditional routes.

  • Any business purpose
  • Offices
  • Factories
  • Investment property’s
  • Public house
  • Hotels
  • HMO (Houses of multiple occupancy)
  • Releasing capital
  • Care homes

Types of Bridging Loans
There are 2 types of Bridging loans, regulated and none regulated, regulated bridging loans are secured against residential property, if the client intends to live in the property or use at least 40% of it then it’s regulated, none regulated bridging loans are secured against commercial and buy to let property’s where the client doesn’t intend to live in the property.

The bridging loan market has become very competitive over the last couple of years and we have seen rates fall quite significantly, straight forward bridging rates start from as little as 0.65% a month to 2% a month on hard to place cases, as a guide bridging lenders will lend between 50 – 75% of what the property or piece of land is worth, some will go up to 100% with additional security.

We have a comprehensive panel of Bridging lenders who have a large appetite to lend, if you have a client who is looking for short term finance, a Bridging loan could be the answer they are looking for, give us a call on
01244-349094
so we can assess your clients needs.


Commercial Mortgages
We are a whole of Market and truly independent Commercial Mortgage broker who can offer your client a wide range of commercial Mortgages, we will quickly assess your clients needs and then provide them with a solution depending on the needs and circumstances.

You can obtain a commercial mortgage against a wide variety of property’s including:

Commercial Mortgage Types

  • Any business purpose
  • Offices
  • Factories
  • Investment property’s
  • Public house
  • Hotels
  • HMO (Houses of multiple occupancy)
  • Releasing capital
  • Care home

Advantages

  • Commercial lenders will borrow up to 80% of the purchase price of the property or the property value, whichever is the lowest
  • Fixed rates are available from 1-10 years
  • Options to pay interest only for a fixed period of time
  • Repayment periods from 1 year to 25 years
  • Semi commercial property, shops or fast food outlets with flats above them
Bridging & Commercial Finance

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17 Dulverton Avenue,
Vicars Cross,  Chester, CH3 5LX


Telephone:
01244-349094

Fax Number:
01244-241113

Mobile number:
07881 294184

We have a comprehensive panel of lenders, if your client is looking for a Commercial Mortgage or loan give us a call on
01244-349094
so we can assess your clients needs.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Deva Finance Ltd, registered in England and Wales 8078858
Deva Finance Limited is an Appointed Representative of Julian Harris Mortgages Ltd, authorised and regulated by the Financial Conduct Authority No. 304155 

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients.
Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

Registered Address: 17 Dulverton Avenue, Vicars Cross, Chester, CH3 5LX

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